Fill out our Home Mortgage Request form: Up to 3 loan officers will contact you to verify your request, assess your current situation and determine your individual financial goals.
You must expect to discuss the following information:
Estimated value of your home
Credit history
Home's equity
Mortgage loan desired.
Based on the information gathered from your credit report, your loan officer will quote you an interest rate, APR, and the loan amount that you will qualify for.
Your loan officer will request all the pertinent financial documents and set an appointment for an appraiser to meet you to assess the value of your home.
Once the application is complete, your loan officer will notify you when your loan is approved. Subsequently an appointment will be made for you to sign your loan documents. You will acquire your capital one-week following the loan's signing.
Online Loan Shopping Tips:
The first three offers tend to be the best. Many homeowners just don't realize that they're throwing money away when procrastinating on refinancing their home.
Next, check rate trends and calculate loan rates and payments according to the lowest rates offered.
Ask about fees up front. Use the amortization calculator to figure in fees, insurance and tax payments.
Take advantage of free quotes, calculation tools and financial resources. Find out how much you could save now.
